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Comprehensive Housing Assistance Program (CHAP)

What is CHAP? The Comprehensive Housing Assistance Program  provides financial assistance for the rehabilitation of owner-occupied one, two and three family homes to assist residents in the removal of unsafe conditions in their dwellings, such as plumbing, heating/energy, electrical, lead-based paint, roofing, structural, siding and wall masonry, exterior painting, interior improvements and premise repairs. Funding is provided under the local rehabilitation program through deferred, interest free, income based loans.

  • Guidelines: Based on HUD Low/Moderate Income Guidelines
  • Application: Complete and submit, supportive documentation requested upon receipt
  • Cycle and dates: Applications accepted throughout the year
  • Contact: Office of Community Development, 908-753-3377, or email Donna Morris,